Please read this carefully. The basis on which you are entitled to access www.dividendanalysis.co.uk ("Site") and downloadable data available through the Site is set out below. Your access to the Site and any downloadable data will be deemed to constitute acceptance of these terms.

Use of Site Content
Legal Disclaimer
Privacy Policy
Rights
Copyright Notice
Access and Jurisdiction
Suspension and termination of Service
Enquiries
Hacking and Interference
General

Use of Site Content
You acknowledge that the material accessed on or through the Site is intended for your information and personal use only. At any time and without notice, Dividend Analysis may change or delete any information, features or contents of the pages of the web site, refer you to other sites on the world wide web and/or change the internet address of any of the pages of the Site.

Reproduction, redistribution and transmission of the information including the creation of a database in electronic or structured manual form by systematically downloading and storing all or any of any information contained in the Site (other than for your personal use) is strictly prohibited. If you wish to reproduce or publish any information provided on or accessed through this site, you will require a separate licence from Dividend Analysis. Please contact Dividend Analysis Client Services on info@dividendanalysis.co.uk or dial +44 20 8942 0999.

Dividend Analysis accepts no obligation to monitor the use of the Site. However, Dividend Analysis reserves the right to disclose any information as required by law/or to remove, refuse to post or to edit any information or materials, to block your access and to take such other action as may be reasonable or necessary to prevent any breach to these terms and conditions or any breach of applicable law or regulation. Dividend Analysis will also in its absolute discretion fully co-operate with law enforcement and other relevant authorities with respect to any investigation of suspected unlawful activity or violation of network security.

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Legal Disclaimer
Dividend Analysis does not make any warranties or representations, express or implied, about the information provided on or accessed through the Site. In particular it does not warrant or represent that the information is accurate, up-to-date, comprehensive, verified or complete. Dividend Analysis does not accept liability for any error, omission or delay in the information or for any reliance placed by any person on the information. Dividend Analysis shall not be liable for any claims or losses of any nature, arising indirectly or directly from use of the information on or accessed through the Site or unauthorised access to this Site or otherwise howsoever arising (except to the extent required by law).

You acknowledge that the information is not provided as the basis of any professional advice or for transactional use. Dividend Analysis shall not be responsible or liable for any advice given to third parties, or any investment decisions or trading or any other actions taken by you or by third parties based on information contained in this Site.

You are entirely liable for activities conducted by you or anyone else in connection with your browsing and use of the Web Site. If you are dissatisfied with the Content or the Web Site or with these Terms of Use, your sole and exclusive remedy is to stop using the Content and the Web Site. Dividend Analysis will not pay you any damages in connection with your browsing or use of the Web Site.

The Site includes links to external sites and co-branded pages. Dividend Analysis has included links to these sites and co-branded pages to provide you with access to information and services that you may find useful or interesting. Dividend Analysis is not responsible for the content of these sites and pages or for anything provided by them.

The Site includes Dividend Analysis Condition and other codes, and other opinions that must be construed solely as statements of opinion and should not be construed as statements of fact. These codes and ratings are not recommendations to buy, sell or hold any security or obligation issued by any obligor.

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Privacy Policy
The information that you provide about yourself to Dividend Analysis will only be used by Dividend Analysis in accordance with its Privacy Policy Statement. This includes using your information for the effective administration of the Site and to communicate with you.

In the event that Dividend Analysis undergoes reorganisation or is sold to a third party, you agree that any personal information Dividend Analysis holds about you may be transferred to that reorganised entity or third party.

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Rights
You acknowledge and agree that all copyright, database rights and other proprietary rights in the information available on this site shall remain the property of Dividend Analysis Limited, Alpha Business Support Limited and/or any other of Dividend Analysis’ licensors as appropriate.

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Copyright Notice
Copyright © 2013 Dividend Analysis Limited. Portions Copyright © 2013 Alpha Business Support Limited. All rights reserved.

No portion may be reproduced in any form, or by any means, without the prior written consent of Dividend Analysis. To obtain reproduction consent, send e-mail to info@dividendanalysis.co.uk.

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Access and Jurisdiction
You must be satisfied that you may lawfully access the Site, read the pages and/or act upon the material contained in the pages and Dividend Analysis accepts no responsibility for unauthorised access to or use of the material on the site.

The law of England and Wales shall apply to the Site and the courts of England and Wales shall be the courts of competent jurisdiction.

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Suspension and termination of Service
Dividend Analysis may suspend the operation of the Site for repair or maintenance work or in order to update or upgrade the contents or functionality of the Site from time to time. Access to or use of the Site or any Sites or pages linked to it will not necessarily be interruption or error free.

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Enquiries
If you have any enquiries then please address them to:

Dividend Analysis Limited
Cavendish House
Cavendish Avenue
New Malden
Surrey KT3 6QQ
Telephone: +44 20 8942 0999
info@dividendanalysis.co.uk

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Hacking and Interference
You may not, nor may you allow others to, directly or indirectly, attempt or actually disrupt, impair or interfere with, alter or modify the Web Site or any Content. You may not, nor may you allow others to, directly, or indirectly, collect or attempt to collect any information about others, including passwords, account or other information.

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General
Dividend Analysis may change these terms and conditions from time to time and will endeavour to notify you of any major changes by posting a message on the Site. By browsing the Site you are accepting that you are bound by the current terms and conditions. You should check these each time you revisit the Site.

Dividend Analysis will not be liable to you for any breach of the terms and conditions which arises because of any circumstances which Dividend Analysis cannot reasonably be expected to control.

If any provision of these terms is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms, which shall remain in full force and effect.

Failure by either party to exercise any right or remedy under these terms does not constitute a waiver of that right or remedy. Headings in these terms are for convenience only and will have no legal meaning or effect.

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